When we purchase a car we need some sort of car or auto insurance. Most of us want to buy it as cheap as possible. The quality of the insurance product means a lot though; it is important that the policy has a good coverage and it is also important with a good service from the insurance company, especially if […]
Category: All About Insurance
How To Be An Insurance Agent Without Cold Calling
One of the most known and downright unflattering perceptions on insurance agents is that once they’re done with their warm markets, i.e., have sold policies to all their relatives, friends, and acquaintances, it will only be a matter of time before they quit. That perception is not entirely baseless. Insurance companies and brokerage firms alike are wrought with insurance agents […]
How Index-Linked Annuity Interest Crediting Works
One-Year Monthly Point-to-Point The monthly point-to-point index change is determined by subtracting the prior month’s index value from current month’s index value and dividing it by the prior month’sindex value. If this results in a positive monthly point-to-point index change and is not more than the declared cap, then it is used as the capped index change for that month. […]
Health Savings Account (HSA)
HSA is designed and introduced to reduce the health care cost for both employers and employees. Health savings account (HSA) is tax privileged savings plans offered to taxpayers in the United States to deposit money to cover current and future medical expenses. HSA provides tax-free savings account for medical expenses and introduced to reduce the current healthcare costs. HSA is […]
Guide To Cheap Annual Travel Insurance
Vacations are for fun, it means leaving behind your job and responsibilities for a while. Having travel insurance is one way of putting your mind at complete rest. It’s a lot easier to enjoy your trip if you know that you are covered from luggage lost to sickness. The further your trip will be, the more you will need travel […]
Group dental insurance 101
Even if you get insurance as part of a group you essentially enjoy the same benefits that an individual dental insurance plan provides with an added advantage. Because you are part of a group, you pay lower premiums. Dental insurance carriers prefer to insure groups because the risk is spread around and more members in the group guarantee them additional […]
Flood Insurance
There are many risks that people are accustomed to insuring against. These will include, health insurance, auto insurance and fire insurance. There are others that are less familiar, such as dental and flood insurance but there are many reasons why you should reassess the insurances you currently have in place and perhaps consider relocating them to cover the risks that […]
Delta Dental Insurance 101
Delta Dental Plans Association, more commonly known as Delta Dental, is one of the best known dental insurers in the United States. Delta is a not-for-profit association that offers dental plans of all types for companies across the U.S. Their 39 member companies administer dental benefit plans whose main focus is providing and improving access to dental care for all. […]
Cheap Car Insurance For Students – Is There Such A Thing?
Cheap car insurance is out there My college days were laced with phone calls from the motor vehicle department reminding me of my many speeding tickets and moving violations. Although they never revoked my license I don’t think a driving record can get much worse without losing your license altogether. A driving record like that along with being younger than […]
Car Insurance – Essential Information About Excess Payments
An excess payment is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Normally the payment is made directly to the accident repair garage when you collect the car. If your car is declared to be a write off, your insurance company will deduct the excess agreed on the policy from the […]